Wise to reapply for U.S. national trust bank charter under GENIUS Act

The company plans a fresh filing after the OCC, the U.S. bank regulator, denied its original application, The Block reported.

Summary

Wise plans to submit a new application for a U.S. national trust bank charter under the GENIUS Act stablecoin framework after its original bid was denied by the OCC (Office of the Comptroller of the Currency). The move suggests the company is trying again through a regulatory route tailored to stablecoin activity, which could give crypto firms a clearer path to operating within the U.S. banking system if approved.

Terms & Concepts
  • national trust bank charter: U.S. banking license for trust-focused institutions.
  • GENIUS Act stablecoin framework: Proposed or emerging rules for stablecoin issuance and oversight.
  • OCC: Office of the Comptroller of the Currency, a U.S. bank regulator.