Housing loans drove the fastest annual pace since January 2023 as mortgage and corporate borrowing costs eased, while household deposits reached SEK 2,983 billion.
Swedish household lending growth accelerated to 3.2% year on year in June 2026 from 3.1% in May, the fastest pace since January 2023. Housing loans, which accounted for 83% of household borrowing, rose 3.3%, while consumer loans, representing 6%, increased 1.1%. Lending to non-financial corporations grew 3.9%, and borrowing costs continued to decline across household and business categories. Household deposits rose to SEK 2,983 billion, with demand deposits making up 75% of the total, or SEK 2,225 billion.