MoonPay adds Tempo stablecoins USDC.E and PATHUSD to fiat services

MoonPay has expanded its stablecoin offerings through a partnership with Tempo, adding support for USDC.E and PATHUSD across its on-ramp, off-ramp and virtual account services. The move lets users convert fiat currencies such as dollars and euros directly into Tempo’s asset environment without needing a bridge or manual token swap, tightening the link between traditional payment rails and a blockchain built for high-throughput payments. USDC.E is described as an Ethereum-linked variant of Circle’s USDC designed for specific blockchain environments while maintaining dollar parity. PATHUSD is Tempo’s native stablecoin and is positioned as a core settlement asset on the network. Tempo also supports stablecoin-native gas fees and includes built-in decentralized exchange functionality, allowing conversions to happen natively rather than through external protocols. The timing is notable because Tempo recently launched its public testnet. The project’s backing also stands out: Paradigm is a major crypto-native venture firm, while Stripe’s involvement suggests a focus on practical payment applications such as merchant settlements, payroll and cross-border transfers rather than a purely crypto-native use case. MoonPay has used similar integrations with Hyperliquid and Deel to target specific segments, and Tempo appears aimed at the merchant and institutional settlement layer. By bringing PATHUSD into MoonPay’s virtual account infrastructure, Tempo gains a fiat gateway to MoonPay’s existing user base. That could reduce onboarding friction by allowing users to buy PATHUSD directly with a debit card or bank transfer instead of sourcing it in secondary markets. More broadly, Tempo’s design points to a stablecoin-first model in which gas payments and asset conversions are embedded into the network itself.