Bank of America card data shows lower-income households outpacing higher-income spending growth

Stronger labor income and cheaper fuel helped boost spending by lower-income households, suggesting the K-shaped recovery may be starting to flatten.

Summary

Bank of America card data indicates lower-income households are now posting faster spending growth than higher-income peers. The shift appears to be driven by stronger labor income and lower fuel costs, a combination that may be easing some of the gap that defined the K-shaped recovery, where different income groups experienced uneven economic outcomes.

Terms & Concepts
  • K-shaped recovery: An uneven rebound where some groups recover faster than others.