NPCI tells UPI apps and banks to mask users’ phone numbers

The directive aims to strengthen privacy in India’s instant payments network by limiting exposure of mobile numbers tied to UPI transactions, Moneycontrol reported.

Summary

NPCI has directed UPI apps and banks to mask users’ phone numbers in a move aimed at improving privacy across UPI, India’s real-time payments network. The step would reduce the visibility of mobile numbers linked to transactions, addressing a longstanding privacy concern in digital payments. Moneycontrol reported the directive, framing it as a privacy-protection measure for users of the widely used payments system.

Terms & Concepts
  • UPI: India’s instant interbank payments system
  • NPCI: Operator of India’s retail payments infrastructure