DeFi curated vault assets climb to $7.18B as lending TVL drops 36%

Sentora said assets across 55 tracked risk curators rose from $4.75 billion a year earlier, highlighting stronger demand for managed DeFi lending strategies with predefined risk rules despite a broader lending slowdown.

MORPHO

Summary

DeFi curated vault assets rose to $7.18 billion across 55 tracked risk curators over the past year, up from $4.75 billion a year earlier, even as total lending TVL fell 36%, according to Sentora. The divergence suggests capital is moving toward curated structures that route funds into selected lending strategies under predefined risk parameters, allocation rules and exposure limits. Sentora said the trend reflects growing demand for professionally managed, risk-controlled on-chain yield products and clearer accountability in DeFi lending.

Terms & Concepts
  • Curated vaults: DeFi investment structures in which designated risk curators allocate deposited capital across selected lending markets or strategies using predefined risk parameters, allocation rules and exposure limits.
  • Risk curators: Managers or entities that decide how capital in curated vaults is deployed, including which lending markets receive funds and what limits apply.
  • ERC-4626: A tokenized vault standard that improves interoperability for yield-bearing vaults across DeFi applications.