The group said first-half net profit rose 9% to 1,709 million euros, announced a 1 euro interim dividend for November 2026 and reported a 14.4% fully loaded common equity ratio under Basel IV.
KBC Group reported net profit of 1,152 million euros for the second quarter of 2026 and 1,709 million euros for the first half, up 9% from a year earlier, as higher net interest income, insurance revenues, trading and fair value income, fee income and seasonal dividend income more than offset lower net other income. The group said its loan portfolio grew organically by 3% quarter on quarter and 7% year on year, while customer deposits, excluding volatile, low-margin short-term deposits at KBC Bank's foreign branches, rose 2% and 4% respectively; loan loss impairment charges fell significantly quarter on quarter, leaving the first-half credit cost ratio at 11 basis points excluding the reserve for geopolitical and macroeconomic uncertainties and the recent acquisition of 365.bank. KBC said its unfloored fully loaded common equity ratio under Basel IV (global bank capital rules) was 14.4% at the end of June 2026, and that a second significant risk transfer, or SRT (a transaction that shifts credit risk), on a 1.25-billion-euro corporate loan portfolio reduced risk-weighted assets by 0.7 billion euros. The group will pay a 1 euro interim dividend in November 2026 and raised its 2026 guidance for net interest income to approximately 7.05 billion euros from at least 6,725 million euros, while lifting its total income growth outlook to approximately +11.0% year on year from at least +9.9%.