Binance unveils 120%-of-CDI Rende+ as BeInCrypto debuts Exodus Economy report

Rio Innovation Week 2026's fourth BeInCrypto Stage gathered Visa, Nubank, BNY and others for debates on stablecoins, financial superapps and infrastructure as Latin America's digital-asset and banking rails move closer together.

Summary

Rio Innovation Week 2026's fourth BeInCrypto Stage at Píer Mauá combined a product launch with a broader discussion about how traditional finance and digital-asset firms are converging in Brazil. BeInCrypto used Wednesday morning to unveil "The Exodus Economy," the first edition of a BeInCrypto Intelligence research effort that tracked 12 years of dollar flows on-chain (recorded on public blockchains), wallet by wallet, and audited 60 billionaire addresses against Forbes profiles. The study said Brazilians hold US$ 654 billion abroad, 26.9 million Latin Americans already live outside their home countries, and roughly US$ 63.2 billion was sent home to Mexico over the last 12 months, with a crypto rail already running at about half that size. It also found that all 14 Mexican billionaires tracked still live at home, suggesting the region's exodus is real but uneven. The clearest commercial announcement came from Thiago Sarandy, general manager of Binance in Brazil, who launched Binance Rende+, a real-denominated yield product paying 120% of the CDI (Brazil's interbank benchmark rate), backed by Treasury bonds, with deposits of up to R$ 100,000 and daily returns including Saturdays, Sundays and holidays. Sarandy also said Binance will launch, still in August, a tool in Brazil that lets users buy more than 7,000 U.S.-listed stocks directly in the app. Panels featuring Visa, Nubank, BNY and others framed stablecoins (tokens pegged to fiat currencies), superapps and prediction markets as the next step for finance, while arguing that transparency, user protection and robust infrastructure will determine how far adoption can scale.

Terms & Concepts
  • on-chain: Recorded and transferred on a public blockchain network.
  • CDI: Brazil's benchmark interbank interest rate.
  • stablecoins: Digital tokens designed to track fiat currencies.