PayPal Launches Crypto Payment Feature for U.S. Merchants

PayPal's 'Pay with Crypto' feature introduces a seamless payment method for U.S. merchants, allowing transactions in over 100 cryptocurrencies while significantly lowering fees.

BTC
ETH
USDT

Summary

PayPal has launched 'Pay with Crypto,' enabling U.S. merchants to transact in over 100 cryptocurrencies, including Bitcoin and Ethereum, with a promotional fee of 0.99% that reduces transaction costs by up to 90%. The service supports major wallets like MetaMask and Coinbase, facilitating near-instant conversion to U.S. dollars and tapping into a market covering 90% of the crypto market cap. PayPal plans to expand this feature globally, aiming to enhance cross-border commerce for businesses.

Terms & Concepts
  • PayPal USD (PYUSD): A stablecoin issued by PayPal, allowing users to hold and transact in a digital currency pegged to the U.S. dollar.
  • Cross-border transactions: Financial transactions that occur between parties in different countries, often involving currency conversion and varying fees.
  • Stablecoins: Cryptocurrencies designed to maintain a stable value by pegging them to a reserve of assets, typically fiat currencies.