Trump’s recent executive order now permits U.S. retirement plans to include alternative assets like cryptocurrency, prompting industry experts to weigh mainstream adoption against regulatory and fiduciary challenges.
U.S. President Trump signed an executive order allowing 401(k) plans to incorporate alternative assets, including cryptocurrency. Official data shows over 90 million Americans participate in employer-sponsored plans with total retirement assets of $43.4 trillion as of March 31, 2025. Industry leaders highlight this as a milestone for crypto adoption while cautioning about inherent volatility and fiduciary risks.