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134 Countries Explore or Launch Cross-Border Digital Currencies (CBDC)

As of Q1 2025, 11 countries have launched CBDCs, with 49 others in testing, according to IMF projections for 2030 CBDC adoption in cross-border payments.

Summary

A total of 134 countries are either exploring or have started working on Central Bank Digital Currencies (CBDCs). As of Q1 2025, 11 nations have launched CBDCs, and 49 more are currently testing them. The International Monetary Fund (IMF) predicts that CBDCs could account for 15% of global cross-border payments by 2030.

Terms & Concepts
  • CBDC (Central Bank Digital Currency): A digital form of currency issued and regulated by a country’s central bank, aimed at modernizing payment systems and ensuring greater financial inclusion.
  • Cross-Border Payments: Financial transactions conducted between parties in different countries, which may involve currency exchanges and international banking systems.