DBS, Franklin Templeton, and Ripple have signed an MOU to launch tokenized trading and lending services, utilizing the XRP Ledger and Ripple's RLUSD stablecoin. The partnership introduces Franklin Templeton’s sgBENJI token, a money market fund, enabling efficient 24/7 trading. DBS also plans to allow sgBENJI to be used as collateral for credit, opening doors for broader liquidity pools. This move aligns with the growing institutional demand for regulated on-chain financial products.