No Summary provided as the original text is short
- Credit Score: A numerical measure of an individual's creditworthiness based on their credit history, used by lenders to assess risk.
- Record Low: The lowest level achieved in a data series, in this case referring to a decline in U.S. credit scores among Gen Z.
- Financial Pressure: Economic strain experienced by individuals due to debt, low income, or rising living costs, affecting their ability to meet obligations.