US Mortgage Rates Above 6% Reach 12-Year High

New data shows 22% of US mortgages have rates exceeding 6%, a sharp rise since 2022, while nearly a third remain in the 3–4% range.

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Terms & Concepts
  • Mortgage Rate: The interest rate charged on a mortgage loan, determining the cost of borrowing to purchase property.
  • Fixed-Rate Mortgage: A home loan with an interest rate that remains the same throughout the term of the loan.
  • Interest Rate Hike: An increase in the cost of borrowing money, often influenced by central bank policy changes.