The collaboration with Arf and Huma aims to provide embedded credit and same-day USDC liquidity, eliminating the need for pre-funded reserves in cross-border payments.
Circle announces that Arf and Huma Finance have joined the Circle Payments Network, enabling the provision of on-demand USDC credit and same-day liquidity for cross-border payments. This integration allows eligible users to avoid tying up large fiat balances before settlements, addressing the longstanding issue of prefunding. The partnership introduces embedded credit services, with potential for removing pre-funding requirements in certain regions, enhancing capital efficiency in real-time stablecoin transactions.