Revolut Secures Final Authorization to Operate as Bank in Mexico

Revolut becomes the first independent digital bank fully licensed from scratch in Mexico, following approval from CNBV and the central bank to offer insured deposits up to 3.4 million pesos.

Summary

According to its official announcement, Revolut has received final authorization from Mexico’s Comisión Nacional Bancaria y de Valores (CNBV) and the country’s central bank to operate as a multiple banking institution. This milestone makes Revolut the first independent digital bank to obtain full licensing from the ground up in Mexico. The authorization allows Revolut to offer insured deposits of up to 3.4 million pesos under Mexican financial regulations.

Terms & Concepts
  • Multiple Banking Institution: A financial entity authorized to conduct a full range of banking operations, including deposits, loans, and payments.
  • CNBV: The Comisión Nacional Bancaria y de Valores, Mexico’s primary financial regulator overseeing banks and securities markets.
  • Insured Deposits: Bank deposits protected by a government-backed scheme up to a specified limit, safeguarding customers in case of bank failure.