China’s Central Bank Advances Multilateral Digital Currency Bridge in 2025

At Hong Kong Fintechweek 2025, PBoC outlined blockchain-based CBDC bridge models for cross-border payments, emphasizing compliance, interoperability, and security.

Summary

During the Hong Kong Fintechweek 2025 on November 3, Deputy Governor Lu Lei of the People’s Bank of China detailed plans to integrate the digital yuan into new cross-border payment solutions. He emphasized compliance, interoperability, and security as guiding principles, and described both bilateral and multilateral CBDC bridge cooperation models based on blockchain technology. These plans build on prior initiatives involving five partnering central banks, aimed at enhancing global settlement efficiency and strengthening RMB’s international role.

Terms & Concepts
  • Digital Yuan: China’s central bank digital currency intended for both domestic and cross-border financial transactions.
  • CBDC Bridge: A platform connecting multiple central bank digital currencies to facilitate streamlined and secure cross-border payments.
  • Blockchain: A decentralized digital ledger technology used to record transactions securely and transparently across a network.