Ripple Backs Federal Reserve Proposal Limiting Payment System Use by Nonbanks

The blockchain company supports restrictions on nonbank access to U.S. payment infrastructure, reflecting ongoing industry debates over financial system participation.

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Terms & Concepts
  • Federal Reserve: The central banking system of the United States, responsible for monetary policy and financial regulation.
  • Nonbank Institution: A financial entity that offers various banking services but does not hold a full banking license.
  • Payment System: Infrastructure enabling the transfer of funds between parties, such as clearinghouses or interbank networks.