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U.S. Student Loan Delinquencies Hit Record 14% in Q3 2025

The end of the federal student loan relief period has driven past‑due rates to their highest level since tracking began in 2003.

Summary

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Terms & Concepts
  • Delinquency: A failure to make required debt payments on time, often counted after a set period such as 90 days.
  • Student Loan Relief Period: A temporary suspension or reduction of student loan payments enacted to ease borrower financial burdens.