HSBC to Launch Tokenized Deposit Service in US and UAE by Mid-2025

HSBC is extending its multi-currency, blockchain-based deposit platform to US and UAE corporate clients, aiming to streamline real-time domestic and international payments.

Summary

HSBC will introduce its Tokenized Deposit Service to corporate clients in the United States and United Arab Emirates in the first half of 2025, according to Bloomberg. The blockchain-powered system, which supports multiple currencies, enables real-time local and cross-border transfers. It is already accessible in Hong Kong, Singapore, the UK, and Luxembourg, and will soon include the UAE dirham as a supported currency.

Terms & Concepts
  • Tokenized Deposit: A blockchain-based representation of a traditional bank deposit, enabling faster and more transparent transactions.
  • Cross-border transfers: Financial transactions that move funds between accounts in different countries, often with varying currency and regulations.
  • Blockchain: A decentralized digital ledger that records transactions securely and transparently across a network.