BPCE Bank Plans to Offer Bitcoin and Crypto Services

BPCE Bank Plans to Offer Bitcoin and Crypto Services

BPCE Group has officially launched in-app crypto trading for 2 million customers, with plans to expand to all 12 million clients across its 25 regional banks by 2026.

BTC
ETH
SOL

Summary

BPCE Group, France’s second-largest banking group, has officially launched cryptocurrency trading in its mobile apps for selected customers of Banque Populaire and Caisse d’Épargne. Around 2 million people in four regional banks can now buy and sell Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and USDC through dedicated in-app crypto accounts managed by BPCE’s Hexarq unit. The rollout, which began on December 6, 2025, includes branches such as Caisse d’Épargne Provence-Alpes-Côte-d’Azur and Banque Populaire Île-de-France. BPCE plans to closely monitor early use to address any technical issues before expanding to all 25 regional banks by 2026, reaching about 12 million clients. The service comes with a monthly fee of €2.99 and a 1.5% trading commission, offering custody within BPCE’s ecosystem. The move follows a growing trend among European banks to counter fintech competition from players like Revolut and Bitpanda.

Terms & Concepts
  • Bitcoin: A decentralized digital currency that enables peer-to-peer transactions without a central authority.
  • USDC: A U.S. dollar-pegged stablecoin used for digital transactions, aiming to maintain a 1:1 value ratio with USD.
  • Hexarq: BPCE’s crypto-focused subsidiary responsible for managing digital asset accounts and providing related trading services.