Revolut in Talks to Acquire Turkey’s Fups for Market Expansion

Bloomberg reports Revolut’s possible acquisition of Fups aims to secure rapid entry into Turkey via its fully licensed digital bank, pending regulatory approval from BDDK.

Summary

Revolut Ltd. is negotiating to acquire Turkish digital bank FUPS as part of its plan to commence operations in Turkey. According to Bloomberg, the deal is still under discussion and would need approval from Turkey’s banking regulator BDDK. FUPS holds a full digital banking license issued under a framework introduced in 2022, backed by $81 million in initial capital. Revolut’s interest focuses on leveraging FUPS’ regulatory status to facilitate its market entry.

Terms & Concepts
  • Digital banking license: Regulatory authorization allowing a company to operate as a fully licensed bank through online platforms without physical branches.
  • Fintech: A sector combining finance and technology to deliver innovative financial services, often through apps or online platforms.
  • Regulatory framework: A set of official rules and guidelines established by authorities to govern specific industries or activities.