U.S. Senators Introduce Bipartisan Blockchain Regulatory Certainty Act
Introduced on January 12, 2026, the bipartisan bill seeks to exempt non-custodial crypto developers from money transmitter rules, aiming to reduce legal uncertainty and encourage blockchain innovation to remain in the United States.
Summary
Two U.S. senators introduced the bipartisan Blockchain Regulatory Certainty Act on January 12, 2026, to clarify that non-custodial blockchain developers and infrastructure providers are not money transmitters under federal law. The legislation aims to reduce legal risk for developers who cannot control or move user assets and to support keeping blockchain builders operating in the U.S.
Terms & Concepts
- Blockchain Regulatory Certainty Act (BRCA): A bipartisan U.S. legislative proposal designed to clarify when blockchain developers and infrastructure providers are exempt from money transmitter regulations.
- Non-custodial: A model in which developers or service providers do not have control or custody over users’ digital assets.
- Money Transmitter: An entity that transfers money or digital assets on behalf of others and is typically subject to financial regulatory requirements.