Binance to Revise Collateral Ratios for Multiple Assets on January 23, 2026

Binance announced an update to cross margin collateral rules on January 21, 2026, introducing split ratios for borrowing, transfer-out, and liquidation, with varying rates by asset level.

Summary

Binance stated it will implement changes to its cross margin collateral rules on January 21, 2026, at 13:00 UTC. The update introduces separate borrowing, transfer-out, and liquidation ratios, with borrowing and transfer-out rates varying depending on the asset’s level, while liquidation ratios remain unchanged. This update is part of broader collateral adjustments also scheduled for January 23, 2026, under portfolio margin and PMPro systems affecting 15 cryptocurrencies.

Terms & Concepts
  • Portfolio Margin: A risk management method allowing traders to use a portfolio’s aggregated margin requirement, potentially lowering capital needs through diversification.
  • Collateral Ratio: The value of assets pledged as security compared to the amount borrowed or leveraged, determining liquidation risk in margin trading.
  • PMPro Mode: Binance’s advanced portfolio margin system designed for professional or institutional traders, offering optimized margin efficiency.