US Student Loan Delinquencies Surge to Record 3.62 Million Borrowers

The assessment is "likely_true" with high confidence based on the convergence of information, despite the absence of a direct primary source containing the data. A specific number, 3.62 million, is consistently repeated across multiple highly relevant, albeit low-authority, secondary sources (a tweet and Facebook post from The Kobeissi Letter, a LinkedIn post, and a Twitch video title). The probability of multiple independent sources inventing or misreporting the exact same specific figure is very low. This pattern strongly suggests they are all citing a single, recent data release from a credible source.The provided sources point to the New York Federal Reserve's quarterly 'Household Debt and Credit' report as the primary authority for this type of data. While the specific report containing the 3.62 million figure is not directly linked, its existence as the definitive source for this metric lends significant credibility to the claim. The social media posts are likely reporting on a new release from the NY Fed.There is no contradictory evidence among the provided sources. The other high-authority sources are either irrelevant to the topic of delinquency (e.g., Dept. of Education on interest rates, Supreme Court of Ohio, U.S. Drought Portal) or are secondary aggregators that would be expected to eventually reflect this data. Therefore, the consistent reporting of a precise statistic across several platforms, pointing towards a known authoritative data source, makes the statement highly probable.