European Central Bank Seeks Experts for Digital Euro ATM and Payment Terminal Work
According to the ECB, two Rulebook workstreams will shape how a potential digital euro could operate at ATMs and retail terminals while the project awaits political approval and a possible 2029 rollout.
The European Central Bank has opened applications for experts to join two digital euro Rulebook workstreams focused on ATMs and in-store payment terminals. According to the ECB, one group will define how devices process digital euro transactions, including connectivity, offline payments, and compatibility with existing payment standards, while a second group will create a certification process for payment tools and infrastructure used by merchants and payment networks. The work comes as the digital euro remains under review by the European Council and European Parliament after the ECB completed its technical and preparatory phase, with a possible rollout by 2029 if approved. The update also notes that 12 European banks, including BBVA, ING, and BNP Paribas, are advancing the Qivalis project to launch a euro-pegged stablecoin in the second half of 2026.
- Digital euro: A proposed central bank digital currency issued by the European Central Bank for use across the euro area.
- Offline payments: Transactions that can be completed without a live internet connection, with settlement data synchronized later.
- Stablecoin: A digital token designed to maintain a fixed value by being pegged to a reference asset such as a fiat currency.