Fannie Mae to Accept Bitcoin and USDC as Mortgage Collateral via Coinbase

The post says the U.S. government-sponsored mortgage enterprise will let borrowers use digital assets for home loan collateral and down payments without selling their holdings.

Summary

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Terms & Concepts
  • Collateral: Assets pledged to secure a loan and reduce lender risk if the borrower does not repay.
  • USDC: A stablecoin (crypto token tied to the U.S. dollar) designed to maintain a one-to-one value with the dollar.
  • Bitcoin: A decentralized digital asset that can be held directly and transferred on a blockchain network.