Japan’s Financial Services Agency Backs Tokenized Deposit Pilot for Remittance Settlements

According to Japan’s Financial Services Agency, a tokenized deposits and stablecoin pilot involving DeCurret DCP, GMO Aozora Net Bank, and ABeam Consulting was selected as the third supported case under its Payment Innovation Project.

Summary

Japan’s Financial Services Agency announced on April 3 that a tokenized deposits and stablecoin pilot was selected for support under its Payment Innovation Project. The official announcement identifies DeCurret DCP, GMO Aozora Net Bank, and ABeam Consulting as participants in the initiative. The selection was described as the third supported case under the program, expanding on the earlier description of the project as a proof-of-concept aimed at improving settlement processes connected to remittances.

Terms & Concepts
  • tokenized deposits: Bank deposits represented as digital tokens, allowing traditional deposit claims to be used in programmable digital payment systems.
  • stablecoin: A digital token designed to maintain a stable value, typically by being linked to a fiat currency or similar reference asset.
  • Payment Innovation Project: A support program referenced by Japan’s Financial Services Agency for selected payment-related pilot cases and proof-of-concept initiatives.