Chinese Consumer Lenders Face Revenue Pressure as New Rules Spur Overseas Shift

Chinese consumer lending platforms experienced declines in revenue and loan volumes as new rules governing loan-assistance business came into force. In response, some companies turned to overseas expansion in Southeast Asia and Latin America to seek growth beyond the domestic market. Separately, WeCredit deployed HK$2.395 billion into EXIO Group, a licensed virtual asset platform, and bought a 15% stake in Thousand Whales Technology, signaling a strategic move toward the digital asset sector.

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